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11-16-2011, 11:51 PM
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BNK604 online solved quiz(vustudents.org
Which one of the following introduced banking regulations?
State bank Government Securities & exchange commission International chamber of commerce Ref: the Government introduced banking regulations that allowed the establishment of commercial banks. Long term loans are provided for the period of: 3 years 5 years 7 years 10 years Lecture # 37 Banks are providing three types of loans; short-term (upto 18 months), medium-term (1.5 years to 5 years) and long-term (5 – 7 years). Which is the most forceful activity for commercial banks? Leasing Providing insurance services Commercial lending Financial services Lecture # 15 Commercial Lending: For centuries, the banking industry only dealt with businesses, notconsumers. Commercial lending today is a very intense activity, with banks carefully analyzing the financial condition of their business clients to determine the level of risk in each loan transaction. What could be the best tool in the hands of investors in order to avoid frauds? Investor’s willingness Investing company’s good will Get borrowed money Get information Lecture # 25 Investment Fraud: Information is an investor's best tool when it comes to investing wisely and avoiding fraud. And the best way to gather information is to ask questions- about both the investment and the person or firm selling it. Which of the following party is responsible to take risk under the principal risk? Bank itself Bank’s agents Trader itself Trader’s agents Lecture # 28 The primary function of an investment bank is buying and selling products both on behalf of the bank's clients and also for the bank itself. Banks undertake risk through proprietary trading, done by a special set of traders who do not interface with clients and through Principal Risk. Certain fixed expenses which are built into their per share net asset value are known as: Costs of doing business Amount of investment Marketing costs Cost of brokers Lecture # 25 All mutual funds, including no-load funds, have certain fixed expenses that are built into their per share net asset value. These expenses are the actual costs of doing business. Which of the following is the party NOT involved in pay order? Buyer Drawee branch Payee Issuing bank Lecture # 20 Parties Involved 1. Purchaser 2. Issuing / Paying Branch 3. Payee Banks of issue" are the banks that issue _________ as legal tender. Currency Coins Banknotes Bills Lecture # 2 A commercial bank accepts deposits from customers and in turn makes loans, even in excess of the deposits; a process known as fractional-reserve banking. Some banks (called Banks of issue) issue banknotes as legal tender. Which of the following is a function of State Bank of Pakistan? Fiscal policy Accepting deposits Advance loans to individuals Monetary policy Lecture # 2 A central bank, reserve bank or monetary authority, is an entity responsible for the monetary policy of its country. To get an insurer’s underwriting performance we combine which of the following ratios? Loss ratio + expenses ratio Earning ratio – expense ratio Expense ratio + earning ratio Loss ratio + earning ratio Lecture # 35 An insurer's underwriting performance is measured in its combined ratio. The loss ratio (incurred losses and loss-adjustment expenses divided by net earned premium) is added to the expense ratio (underwriting expenses divided by net premium written) to determine the company's combined ratio. Which of the following is also known as Security Market? Insurance market Commodity market Capital market Bond market Ref: The bond market (also known as the debt, credit, or fixed income market) is a financial market where participants buy and sell debt securities, usually in the form of bonds . Which one of the following department conducts Monetary Policy survey? Banking inspection department Finance department Legal services department Economic policy department Lecture # 9 Economic Policy Department is primarily engaged in eight fundamental activities. These include: • Preparation of Monetary Policy Statement • Preparation of Monetary Surveys How many microfinance banks are working in Pakistan? 3 5 7 9 Ref: 1. ROZGAR MICROFINANCE BANK LIMITED 2. NETWORK MICROFINANCE BANK LIMITED 3. TAMEER MICRO FINANCE BANK LIMITED 4. PAK OMAN MICROFINANCE BANK LIMITED 5. THE FIRST MICRO FINANCE BANK LIMITED 
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